Modern Millionaires Scam – Legit or Not?

Chances are, if you have been looking for programs on IBuyIReview that will teach you how to work from home and quit your boring 9-5 job, then you have come across some advertisements from Chance and Abdul, the people behind Modern Millionaires.

It probably looked like a really interesting program, and you thought you’d offer it a chance, but wanted to dig further into it before you made the investment.

Be glad you did – in this review, I’ll take you through an in-depth look into the program to decide whether MM is the right program for you, or if you should invest in a program that better aligns with your goals.

A lot of people are calling MM a scam, and well, it’s up to you to decide that, but I’ll lay everything out for you first…

Table of Contents

What Is Modern Millionaires?

Before I go off on my rant about the program, let’s first make sure you know what I’m talking about.

A quick Modern Millionaires review – this is a training program that teaches you how to start your own business and work from home by launching an online agency that services local businesses.

This is a fairly popular business model, and if you do a quick look through the blog, you’ll notice that a lot of courses teach you something similar.

For any program to stand out, they really need to become the cream of the crop.

Specifically, this program teaches you how to convince small businesses to pay you a sum of money to manage their Google ads, as well as how to utilize Google ads to drive leads to those businesses.

Modern millionaires course

Modern Millionaires Review (Inside the Course)

Becoming your own boss is more popular now than ever before, with more people realizing that they don’t need to be tied to their office, and it is possible to work remotely. (1)

More 9-5 office workers are learning that it doesn’t take a strike of passion or finding your muse to make a business happen. It’s not total luck, it’s persistence and the desire to make it work.

“[…] the platitudes we post on our walls have little real business relevance. Passion fades as all businesses require a thick skin and strong stomach, and the romance - just like a new relationship - wears off.”
Mike Rowe

Some people are itching to get out of their home and back into the office, but for the majority of American workers, remote work has provided them with a different view of how life could be.

Thus, the surge of students turning to the internet to provide them with answers on how they can make that dream work.

With that demand, however, more scams come out between legitimate programs, and it’s up to the uninformed potential students to do their due diligence. Yikes.

Especially with the Modern Millionaires course running with a steep price tag costing you anywhere from $5,000 to $7,860.

That’s A LOT of money to be advertising for a course.

To help prevent this, I’m going to break down exactly what you’ll find in the course. Everything is broken down into three modules, which makes it relatively simple to understand at a bird’s eye view, all things considered.

Before you decide one way or another on a training purchase, keep in mind that I’ve also written up some pros and cons and a conclusion that may change your mind… The program isn’t necessarily level with everything it claims to be.

In the material, there are 4 modules which are then divided into 6 sections:

Module One

In the first module, you will learn everything you need to know about the basics of their particular model.

This module answers questions about why you should consider starting the business, and what their program is about.

If you ask me, this should be in the sales copy, not in the module I paid good money for.

Now, that’s not fair on my part – these lessons also teach you how to set up a website from scratch, select a niche, and how to take care of the legal stuff when it comes to maintaining your agency.

Teaching me how to launch my own marketing agency business is a much better foundation module for the average aspiring entrepreneur than sending me through another sales pitch.

Module Two

In the second module, things start to get real. As a business owner myself, I know how difficult it can be to get a paying customer for Google ads without any previous experience or background in a subject.

Especially a paying customer who wants to continue paying you month after month.

This module focuses on customer acquisition, but the methods they address are fairly standard, like professional networking, cold emailing, and cold calling.

They don’t address any innovative or unique methods for getting new clients for your agency. It’s like the module is stuck in 2015. (2) While you can still make it work with the right mindset, you’re going to have a hard time.

“It’s true that some people are “naturally” better entrepreneurs than others, but that doesn’t mean they’re born that way. Instead, it means they have beliefs, perspectives, and tendencies that happen to increase their likelihood for success in the business world. This “entrepreneurial mindset” is something that can be acquired.”
Jose Vasquez

In the digital world, that’s like saying the 80s called and they want their online marketing back.

Trust me, marketing through cold calling and cold emailing is tiring for anyone, agency or not. In today’s world, it hardly works anymore. Not worth it.

You’re better off sending these local businesses leads ahead of time with a notification, or using one of the strategies I still use today for acquiring clients.

Module Three

This module is divided into three sub-modules, A, B, and C. Each of these modules talk about how to generate traffic across different platforms online.

Typically, this is to a client’s website or to a website you’ve set up online as a funnel for leads.

Module A

This section focuses on how to generate traffic to a website using Google Ads, starting with a low spend budget and scaling upwards from there as you get a paying customer online.

I like how they didn’t try to use Facebook Ads like every other local lead generation business. (Wait for it…)

The downside is that Google’s Ads can also be a little bit more complex in its regulations and how it needs to be tweaked.

Module B

This module focuses on Facebook Ads, which is mostly beneficial for local business clients who already have a Facebook presence online.

I told you to wait for it.

If they don’t have a social media presence at all, you’re going to be stuck managing all of the ads on your accounts, and that can lead to confusion later on.

Module C

This module doesn’t focus on generating traffic so much as it does converting the traffic you have already obtained online through Google and Facebook

I have to offer them this – this is a critical step that a lot of programs skimp on.

Conversion rate optimization for Google is HARD, and not a lot of people want to teach you how to do it because they can get more money by doing it themselves.

Module Four

This module is focused on providing you all the information you need to scale your Google and Facebook ads business infinitely and build a team that can work for you and your business.

If there’s anything that sends up red flags to me, it is this module.

A lot of marketers are big into promising the sun, moon, and stars, but to see them actively promoting these tactics in training that is that expensive is going a bit far.

Chance and Abdul recommend in this module that you hire freelancers from Fiverr and Upwork to take care of ‘round-the-clock business needs.

Unfortunately, that’s hardly ever how it pans out.

officeless agency
New training? Or still Modern Millionaires?

In my personal experience, you’ll likely spend your time talking about what you want done and paying the freelancers to wait for clarifications overnight over a small hiccup in the workflow.

There is such a thing as scaling too fast for your agency’s own good.

Why Is It Called Officeless Agency or Millionaire Middleman?

Officeless Agency is another name that MM had gone by before this iteration of the program.

It is not the only name, either – previous, Chance and Abdul had also been seen promoting Millionaire Middleman, a strikingly similar training to Modern Millionaires.

There are plenty of circumstances around why a business needs to change their name, whether it’s for branding, or a shift in their offering.

Unfortunately, this is also a common tactic for programs that want to hide their bad reputation and start over with the same offering, so I can’t say I trust the program after learning they have gone through two iterations of names in the same industry.

Overall, this is not a program I would feel 100% comfortable with purchasing if I had known this upfront – which is also why I try to do my research once the training is purchased so you don’t have to fall into the same trap I did.

Don’t look at me like that – it’s a hobby, okay?

The strategies taught in the modules are reasonable, and they provide just enough information to keep you engaged in what they are talking about, but they don’t give you much more than that.

You should expect to still have some questions at the end of the module, which, if you’re lucky, you can get an answer to those questions in their community group.

Pros and Cons of the Modern Millionaires Business

Below are the pros and cons of purchasing the MM training and following the modules in an attempt to get some money.

Admittedly, once I got through the training material, I lagged a bit. The particular method used is saturating the market, and it makes it difficult to find anything that would work, especially in larger cities.


I really tried to come up with more than two pros to purchasing the training. I believe that a lot of courses have positives to them, but in this case, there’s just so much better material available out there, for much less money.

  • The subject is a legitimate way to make money.

It is completely possible to get money by running ads to support local businesses. In fact, at the bottom of this review, there’s a training program that will teach you everything you need to know about this.

  • The owners are real people.

Chance and Abdul are real people putting their name out there and running this training, which speaks somewhat to the training’s credibility.


There are lot of cons to consider before purchasing MM. I won’t tell you how to live your life, but this is too many negative points for me to consider it as a real side hustle:

  • Expensive for what they are teaching.

Overall, the information provided in this trainingcan be found from other course creators that leave you with a shiny certificate at the end as well.

  • A lot of students claim they were quoted a lower price than they wound up paying for the training.

This is what was frightening to me. Some students on BBB have even claimed they were sold on getting limited or demo access to the course for under $20, then they were pitched on a $6,000 course. That’s a huge markup, and it would be a huge red flag to me.

  • They’ve reviewed themselves.

Sure, get more reviews out there, I get it – but when they’re reviewing their own training on their own YouTube channel, or own web domain, it gets a little sketchy. Guess what: that review is going to be biased, they’re trying to sell it!

  • Their training is out of date.

The techniques taught in the training worked several years ago, and they could work still in very low competition areas, but for the most part, this training has only been lightly updated. The core techniques, such as using citations, won’t move the needle for most industries.

  • The program has gone through three name changes.

While this isn’t necessarily a red flag by itself, this is a shady practice employed by many MLMs and other scammy companies who have previously gotten bad press. Since this program has had its fair share of complaints, it definitely begs the question of whether they are running from something.

Is Modern Millionaires Scam or Legit?

No, the MM program is not one that I could call legitimate even if I were an affiliate, when there are so many other programs out there with better, more updated information.

The Modern Millionaires scam is clever, baiting people into a new lifestyle who were previously worn out and looking for an escape of some kind to save their income, but they don’t follow through with the right information to help you achieve the results they boast from “top-earning students.”

The tactics they teach force you to scale way too fast, the program is too expensive, and the tactics are outdated. You’re better off saving your money and finding a different program.

Can You Make Money with Modern Millionaires?

Undoubtedly, you can get some extra money with the MM program. The core principle of “Sell leads to local businesses” is prevalent in a lot of marketing courses, and it works like a charm.

Some money is different from making a positive ROI on your investment into the training, however. Don’t expect to be making millions off of the strategies they showcase in the training in the first month or two.

If you’re lucky, you’ll get a few clients in the first year that will help you pay off the debt from the training.

You should know that this training isn’t going to give you any kind of permanent, passive income either. If you don’t keep learning and staying up-to-date with the latest algorithm shifts, you’re bound to have a high customer churn rate, and many frustrated nights trying to figure out why your ads were turned off.

Is It Worth It? Or Is Modern Millionaires Scam Ridden?

There’s no skirting around this one: MM is not a program I could recommend in good conscious.

If you take a look at the reviews on TrustPilot, you’ll see what I mean.

A lot of people are claiming that there was no response after they purchased the course, and some weren’t able to get their money back after they realized they had been duped.

Now, you can invest $5k+ into your future and I will never fault you for it, but if you want to have smart decisions behind your investment, then you need to consider whether that $5k is going to give you enough value in return for the investment to be worth it.

Most people say that the MM program is overpriced, scamming people out of their hard-earned money based on good-looking advertisements.

In fact, most of their videos I found to be surprisingly low quality for a course that costs multiple thousands of dollars.

You can learn everything in this training for free. There’s no additional benefit to the course outside of the spare information they provide, and it will take you just about as much dedicated time as it would going through the training.

Overall, I would say Modern Millionaires is not worth the price. Perhaps if it were a few hundred dollars instead of a few thousands, I might change my opinion, but until that happens, there’s too much information available online in this same space that won’t cost you an arm and leg.

Ready for a Legitimate Program? Learn More

Now, if you’re ready for a more legitimate program where the team stands behind their strategies, update them regularly, and still use the methods they teach, then MM isn’t the right choice for you.

I’ll tell you a not-so-secret secret of mine: I’ve reviewed hundreds of courses, but most of my personal money has come from a single program.

In this training, James and Jason, both provide personalized consultations to help their students succeed and still use the methods they teach to make money themselves. They update the training regularly and maintain an active Facebook group.

This is one of the most legitimate programs I’ve been a part of in all my years of running this blog, and I’m looking forward to sharing it with you.

The program is called Local Marketing Vault, and you have to get on a consulting call before you can even purchase it to make sure you’ll follow through and it’s the right choice for you– that’s how much these two care about the victories of their students.


  1. Blake Morgan, Why Now is a Good Time to Be Your Own Boss 3 Tips to Get Started,
  2. Jose Vasquez, 5 Lessons to Build an Entrepreneurial Mindset,