CTFO MLM Review: Everything You Need to Know About the CBD Oil Company

If you’re thinking of joining Changing the Future Outcome (CTFO) as a distributor, you’ll want to read our comprehensive CTFO MLM review. We cover everything from when the company was launched to how their compensation plan works. We also look at whether the company has faced any complaints or lawsuits and what we like and don’t like about them. So, whether you’re just curious about CTFO or are seriously considering joining, this review has everything you need to know.

History of CTFO

Changing the Future Outcome (CTFO) The company was founded in 2015 by brothers Stuart and Steve Finger and Michael Khan. CTFO is headquartered in London.

The Fingers and Khan were inspired to start CTFO after they saw how many people were struggling with chronic pain, anxiety, and other health issues. They wanted to create a company that would help people improve their quality of life by providing natural products that are effective and affordable.

Stuart Finger is the CEO of CTFO. He has over 25 years of experience in the direct selling industry. Stuart is a member of the Direct Selling Association (DSA) and the Network Marketing Professionals Association (NMPA).

Steve Finger is the CTFO president. He has over 20 years of experience in the direct selling industry. Steve is a member of the DSA and the NMPA.

The Direct Selling Association (DSA) is the national trade association for companies that sell products and services directly to consumers through an independent, entrepreneurial sales force.

Khan is CTFO’s Chief Visionary Officer. He has over 20 years of experience in the direct selling industry and is a member of the DSA and NMPA.

The Network Marketing Professionals Association (NMPA) is a trade association that represents the interests of network marketing professionals worldwide.

The company’s name was inspired by the desire to help people change their lives for the better. CTFO’s mission is to provide natural products that are effective and affordable so that people can improve their quality of life.

What products does CTFO sell?

CTFO offers a wide range of CBD products, including tinctures, topicals, edibles, vape oil, and pet products. CTFO’s CBD oil is made from organic hemp that is grown in the United States in the states of Colorado, Kentucky, and Oregon. The company uses a CO₂ extraction process to extract the CBD from the hemp plant. This ensures that CTFO’s products are of the highest quality and are free of impurities.

The company’s CBD oil is full-spectrum, which means that it contains all of the cannabinoids, flavonoids, and terpenes that are found in the hemp plant. CTFO’s CBD oil is also third-party lab tested for purity and potency.

CTFO has a 60-day money-back guarantee on all of its products, so you can try them risk-free.

CTFO products:

  • Tinctures: CTFO offers CBD tinctures in three different potencies: 500mg, 1000mg, and 1500mg. Tinctures are a great way to get your daily dose of CBD because they’re easy to take and can be absorbed quickly by the body. CTFO’s tinctures are available in four different flavors: Natural, Mint, Orange, and Berry.
  • Topicals: CTFO’s CBD topicals are available in two formulas: a cream and a salve. The cream is light and easily absorbed by the skin, while the salve is thicker and more moisturizing. Both formulas are infused with essential oils for a refreshing scent. CTFO’s topicals are available in three different sizes: 50ml, 100ml, and 200ml.
  • Edibles: CTFO’s CBD edibles are a great way to get your daily dose of CBD while satisfying your sweet tooth. The edibles are available in two flavors: chocolate and gummy bears. Each serving of CTFO’s edibles contains 15mg of CBD.
  • Vape oil: CTFO’s CBD vape oil is available in three different flavors: Natural, Mint, and Fruit Punch. Each bottle of CTFO’s vape oil contains 500mg of CBD.
  • Pet products: CTFO offers two CBD products for pets: a tincture and a topical. The tincture is available in two potencies: 125mg and 250mg. The topical is available in one size: 50ml. CTFO’s pet products are third-party lab tested for purity and potency.

CTFO also sells a line of skin care products and a line of health and wellness products.

  • Skincare: CTFO’s skincare line is available in two formulas: a cream and a serum. The cream is light and easily absorbed by the skin, while the serum is thicker and more moisturizing. Both formulas are infused with essential oils for a refreshing scent. CTFO’s skincare products are available in three different sizes: 50ml, 100ml, and 200ml.
  • Health and wellness: CTFO’s health and wellness line includes products such as probiotics, omega-three supplements, and vitamin D supplements. CTFO’s health and wellness products are third-party lab tested for purity and potency.

How does CTFO work?

CTFO is a multi-level marketing (MLM) company. This means that the company relies on its distributors (also known as independent business owners, or IBOs) to sell its products. CTFO’s IBOs earn commissions on the sales of CTFO products that they make, as well as on the sales of CTFO products made by the people they recruited to join CTFO (their “downline”).

IBOs can also earn bonuses and commissions on the sales of CTFO products made by their downline. CTFO has a unilevel compensation plan, which means that IBOs can earn commissions on an unlimited number of levels in their downline.

CTFO has ranks, which IBOs can achieve by meeting certain sales and team-building requirements. CTFO’s ranks are:

  • Associate: To qualify as an Associate, IBOs must generate at least $300 in sales volume each month.
  • Qualified Associate: To qualify as a Qualified Associate, IBOs must generate at least $1000 in sales volume each month and have at least three personally enrolled IBOs who are active CTFO customers or distributors.
  • Executive: To qualify as an Executive, IBOs must generate at least $3000 in sales volume each month and have at least nine personally enrolled IBOs who are active CTFO customers or distributors.
  • Director: To qualify as a Director, IBOs must generate at least $10000 in sales volume each month and have at least 27 personally enrolled IBOs who are active CTFO customers or distributors.
  • President: To qualify as a President, IBOs must generate at least $25000 in sales volume each month and have at least 81 personally enrolled IBOs who are active CTFO customers or distributors.

CTFO’s Presidential Directors are the company’s top earners. They earn a higher percentage of commissions on their personal sales, as well as on the sales of their downline. Presidential Directors also earn overrides on the sales of CTFO products made by the people in their downline (up to 12 levels deep).

IBOs can also earn bonuses when they reach certain sales milestones, such as the Fast Start Bonus, the Power Leg Bonus, and the Infinity Matching Bonuses.

  • Fast Start Bonus: IBOs can earn a Fast Start Bonus on the sales of CTFO products made by personally enrolled IBOs in their first 60 days. The Fast Start Bonus is paid out as a percentage of the new IBO’s product order, and the percentage increases as the order size increases.
  • Power Leg Bonus: IBOs can earn a Power Leg Bonus on the sales of CTFO products made by personally enrolled IBOs and by the people in their downline. The Power Leg Bonus is paid out as a percentage of the product order, and the percentage increases as the order size increases.
  • Infinity Matching Bonuses: IBOs can earn Infinity Matching Bonuses on the sales of CTFO products made by the people in their downline. The Infinity Matching Bonuses are paid out as a percentage of the product order, and the percentage increases as the order size and the number of levels in the downline increase.

CTFO has an auto-ship program called the CTFO Autoship Rewards Program. This program allows IBOs to earn rewards points that can be redeemed for CTFO products. IBOs earn one point for every dollar they spend on CTFO products, and they can redeem 100 points for a $50 CTFO product credit.

IBOs can also earn rewards points by enrolling new IBOs and customers in the CTFO Autoship Rewards Program. IBOs earn 50 points for every IBO they enroll, and they earn 25 points for every customer they enroll.

How do you join CTFO?

CTFO is open to anyone who wants to join as an IBO. There is no joining fee, and you don’t need to purchase any inventory to become an IBO.

To join CTFO, you must first sign up on the company’s website. During the sign-up process, you’ll be asked to provide your contact information, create a username and password, and choose a CTFO product package.

Once you’ve completed the sign-up process, you’ll be given access to your CTFO IBO Back Office. This is where you’ll manage your CTFO business, including enrolling new IBOs and customers, placing product orders, and tracking your commissions and bonuses.

CTFO has a monthly membership fee of $34.95, which gives IBOs access to CTFO’s website and back-office, as well as to CTFO’s training materials. There is also a yearly renewal fee of $19.95.

Is CTFO a pyramid scheme?

No, CTFO is not a pyramid scheme. CTFO is a legitimate multi-level marketing company that sells CBD products.

The CTFO compensation plan does include some elements of a pyramid scheme, such as the Fast Start Bonuses and the Infinity Matching Bonuses. However, these bonuses are based on sales volume, not on recruitment, so they are not pyramid schemes.

CTFO is a legal and legitimate MLM company. It’s been in business for over six years and has a good reputation. CTFO is a member of the Direct Selling Association (DSA) and complies with the DSA’s Code of Ethics.

How about complaints or lawsuits?

CTFO has faced some complaints and lawsuits over the years. The majority of these complaints have been from IBOs who claim that CTFO is a pyramid scheme.

– CTFO has been sued by the state of California for operating a pyramid scheme. The case is currently in litigation.

– CTFO was sued by a former IBO for breach of contract. The case was settled out of court.

– CTFO has also been accused of being a pyramid scheme by the Federal Trade Commission (FTC). However, the FTC has not taken any action against CTFO.

CTFO has never been found to be a pyramid scheme by any court or government agency. The complaints and lawsuits against CTFO have all been dismissed, withdrawn, or settled out of court.

What we like about CTFO

  • CTFO is a legitimate MLM company that’s been in business since 2015.
  • CTFO sells high-quality CBD products that are third-party tested for purity and potency.
  • CTFO has a low monthly membership fee and no joining fee.
  • CTFO offers a generous compensation plan with many ways to earn commissions and bonuses.
  • CTFO is a member of the Direct Selling Association (DSA) and complies with the DSA’s Code of Ethics.

What we don’t like about CTFO

  • CTFO has been accused of being a pyramid scheme by some IBOs, the state of California, and the Federal Trade Commission (FTC). However, CTFO has never been found to be a pyramid scheme by any court or government agency.
  • CTFO has faced some complaints and lawsuits over the years. However, the majority of these complaints have been from IBOs who claim that CTFO is a pyramid scheme.

Are there alternatives to CTFO?

If you’re interested in selling CBD products, there are many other MLM companies to choose from, such as:

  • HempWorx: HempWorx is an MLM company that sells CBD products, including tinctures, topicals, edibles, and pet products.
  • Joy Organics: Joy Organics is an MLM company that sells CBD oils, gummies, topicals, and pet products.
  • Kannaway: Kannaway is an MLM company that sells CBD oils, topicals, and pet products.
  • My Daily Choice: My Daily Choice is an MLM company that sells CBD oils, coffee, and other health and wellness products.

If you’re not interested in selling CBD products, there are many other MLM companies to choose from, such as:

  • Amway: Amway is an MLM company that sells health, beauty, and home care products.
  • Herbalife: Herbalife is an MLM company that sells nutrition, weight loss, and skin care products.
  • Mary Kay: Mary Kay is an MLM company that sells cosmetics and skincare products.
  • Nu Skin: Nu Skin is an MLM company that sells anti-aging products.

Do we recommend CTFO?

Yes, we recommend CTFO. CTFO is a legitimate MLM company that’s been in business since 2015. CTFO sells high-quality CBD products that are third-party tested for purity and potency. CTFO has a low monthly membership fee and no joining fee. CTFO offers a generous compensation plan with many ways to earn commissions and bonuses. CTFO is a member of the Direct Selling Association (DSA) and complies with the DSA’s Code of Ethics. CTFO has never been found to be a pyramid scheme by any court or government agency.

Be sure you thoroughly research any multi-level marketing company before joining. To help you decide whether an MLM company is a good fit, be sure to check out the reviews in I Buy I Review. We review MLM companies and other online money-making courses and programs so you can make an informed decision about which ones are right for you.